Commercial general liability insurance
Covers liability exposures that are common to all organizations; a combination of three separate coverages, each with its own insuring agreement and exclusions: Coverage A = general liability; Coverage B = personal injury and advertising injury liability; and Coverage C = medical payments. Please click here to apply for coverage.
Workers’ compensation and employers’ liability insurance
The first part covers expenses an employer is mandated to pay by state statute to cover specific benefits for employee injuries. The second part protects employers from employee-related suits that are separate from WC claims. Please click here to apply for coverage.
Employee’s benefits liability (EBL)
Covers errors and omissions in the administration of the insured’s employee benefits such as health insurance or pension benefits.
Umbrella liability insurance
Provides excess coverage over several primary policies, such as CGL, auto liability and employer’s liability. Increases the amount of liability insurance beyond that of the basic policies carried by the nonprofit and reaches out to cover areas of unknown exposures lacking in the basic insurance policy.
